If you are being contacted by a collection agency, it’s important to recognize when communication crosses the line into illegal harassment. Under the Fair Debt Collection Practices Act (FDCPA), repeated or excessive phone calls—especially multiple times a day or during early mornings and late nights—may be unlawful. Collectors also cannot threaten lawsuits, wage garnishment, or arrest... https://protectionforconsumers.com/combat-creditors-protection-service-phone-harassment/