The cash ratio is calculated by dividing cash by recent liabilities. The cash part of the calculation also involves cash equivalents such as marketable securities. That is not inexpensive, however it's a lot better than payday loans, that have triple-digit APRs. NerdWallet has compiled a databases of payday mortgage solutions https://totalcashnow10763.eedblog.com/28043398/top-total-cash-now-secrets