A digital wallet stored on the cellular system like a smartphone or smartwatch known as a mobile wallet. Zelle, particularly, has long been the topic of recent criticism. A U.S. Senate report previous slide said that "Zelle is rampant with fraud and theft, and several consumers are finding refunded — https://scottsdalepartyrentals70360.bloguerosa.com/20018603/an-unbiased-view-of-backup-wallet